{"id":38355,"date":"2025-11-14T10:36:48","date_gmt":"2025-11-14T10:36:48","guid":{"rendered":"https:\/\/toporvarban.ro\/?p=38355"},"modified":"2026-05-01T07:29:23","modified_gmt":"2026-05-01T07:29:23","slug":"reglementarea-avansurilor-imobiliare","status":"publish","type":"post","link":"https:\/\/toporvarban.ro\/en\/2025\/11\/14\/reglementarea-avansurilor-imobiliare\/","title":{"rendered":"Regulation of Real Estate Down Payments"},"content":{"rendered":"
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The Chamber of Deputies has adopted an essential legislative proposal aimed at increasing the protection of buyers<\/b> of new residential properties. The draft law, which amends Law no. 10\/1995 on construction quality and the Cadastre Law, directly addresses the need to combat non-transparent commercial practices and the risk of developers failing to meet their obligations<\/span>.<\/strong><\/span><\/p><\/p>

The most important novelty<\/span> concerns the way developers manage the amounts received as advance payments (under pre-sale agreements<\/b><\/span>)<\/span>:<\/span><\/p><\/p>

  • Dedicated Bank Account:<\/b> The amounts paid by the buyer as an advance must be deposited in a bank account opened in the developer\u2019s name, dedicated exclusively to the construction of the project<\/b> for which the advance was paid.<\/p><\/li>

  • Limitarea Cheltuirii (Plafon Ambiguu):<\/b> Fondurile din acest cont pot fi cheltuite de dezvoltator numai \u00een scopul dezvolt\u0103rii imobiliare a proiectului \u0219i doar cu \u0219tampila \u201ebun de plat\u0103\u201d<\/b> a dirigintelui de \u0219antier sau a persoanei responsabile. Proiectul adoptat stabile\u0219te plafoane neclare de cheltuire:
    • Maxim 25%<\/b> din pre\u021b, pentru partea de rezisten\u021b\u0103<\/b>.<\/li>
    • Maxim 20%<\/b> din pre\u021b, pentru partea de instala\u021bii<\/b>, dar numai dup\u0103 finalizarea structurii de rezisten\u021b\u0103.<\/li><\/ul><\/li><\/ul>

      The formula adopted by the deputies is considered ambiguous<\/span><\/strong><\/span>, differing from the Senate\u2019s original proposal, which included a clearer cap on the total advance requested<\/span><\/strong><\/span>, staggered according to construction stages (15% at the preliminary agreement, 25% at structural completion, 25% at installation phase).<\/p><\/p>

      • Sanctions for Violations:<\/b> Using the advance payments for purposes other than real estate development triggers fines amounting to 1% of the developer\u2019s turnover<\/b>.<\/p><\/li><\/ul>

        The draft introduces measures that ensure greater transparency and legal protection for buyers through real estate publicity:<\/p><\/p>

        • Promise to Sell (Pre-sale Agreement):<\/b> Pre-sale agreements for future residential units must be concluded only in authenticated form<\/b> (before a notary).<\/p><\/li>

        • Registration in the Land Book:<\/b> These preliminary agreements may be concluded only after the building permit is registered<\/b> in the Land Book.<\/p><\/li>

        • Pre-apartmentation:<\/b> The developer may promise the transfer of future individual units only after completing the pre-apartmentation process<\/b> for the future condominium and opening individual land book entries<\/b> for the future units.<\/p><\/li>

        • Preventing Multiple Sales:<\/b> Notaries will require the registration of the pre-sale agreement in the Land Book<\/b>. This crucial measure prevents the sale of the same future apartment to multiple buyers simultaneously and ensures transparency regarding rights established over the property.<\/p><\/li><\/ul>

          Clear limits are also introduced for reservation agreements, which often precede pre-sale agreements:<\/p><\/p>

          • Limited Duration:<\/b> Reservation agreements may be concluded for a period of maximum 60 days<\/b>.<\/p><\/li>

          • Reservation Cap:<\/b> The amount paid for the reservation may not exceed 5% of the total sale price<\/b>, under penalty of absolute nullity<\/b> of the agreement.<\/p><\/li>

          • Refund of the Amount:<\/b> If the pre-sale agreement is not concluded within 60 days due to the exclusive fault of the developer<\/b>, the developer must refund in full<\/b> the sums received under the reservation, within 30 days.<\/p><\/li><\/ul>

            Compared to the initial form adopted by the Senate, the Chamber of Deputies has removed important provisions that would have offered buyers stronger financial protection:<\/p><\/p>

            • Privileged Creditor Status:<\/b> The provision granting the state and the promissory buyer\/buyer the status of privileged creditors in the developer\u2019s insolvency proceedings<\/b> has been removed. This elimination reduces the chances of buyers recovering their advances in the event of the developer\u2019s bankruptcy.<\/p><\/li>

            • Reduction of Notarial Fees:<\/b> The provision reducing notarial fees by 25% for buyers assisted by a lawyer when signing the pre-sale agreement or the sale contract has also been eliminated.<\/p><\/li><\/ul>

              These provisions are not yet in force. The draft law requires promulgation by the President of Romania and publication in the Official Gazette in order to become applicable law.<\/p><\/b><\/h6><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

              Camera Deputa\u021bilor a adoptat o propunere legislativ\u0103 esen\u021bial\u0103 menit\u0103 s\u0103 sporeasc\u0103 protec\u021bia cump\u0103r\u0103torilor de locuin\u021be noi. Proiectul, care modific\u0103 Legea..<\/p>","protected":false},"author":1,"featured_media":38357,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[33],"tags":[],"class_list":["post-38355","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutati-legislative"],"_links":{"self":[{"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/posts\/38355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/comments?post=38355"}],"version-history":[{"count":4,"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/posts\/38355\/revisions"}],"predecessor-version":[{"id":38360,"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/posts\/38355\/revisions\/38360"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/media\/38357"}],"wp:attachment":[{"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/media?parent=38355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/categories?post=38355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/toporvarban.ro\/en\/wp-json\/wp\/v2\/tags?post=38355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}